Fractal participates in TMT Roundtable, and features in Fintech Futures

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Last year, we had the pleasure of joining TMT Analysis for their roundtable focusing on mobile fraud. Fractal CEO and co-founder, Nicholas Heller was a part of the group selected to join the roundtable, which included Cifas, One World Identity, Kalgera, Hubuc and OpenPayd.

Pushing mobile-first products to scale-up, grow customer base and generate revenue is, in many ways, a double-edged sword. Reducing user friction and improving customer experience is critical to driving user engagement and growing revenue but it opens the door for multiple types of fraud.

Fraud is a challenge many of us will face, as those looking to take advantage of others become more sophisticated. Those of us, building products and services, need to constantly think about what living in a technologically-advanced world means for mobile banking. We need to be vigilant as the fintechs and creators behind many mobile-based financial services. 

Fintech Futures stated in their roundup of the event: “Fractal Labs reminded everyone at the roundtable of the application of the Second Payment Services Directive (PSD2) and the Strong Customer Authentication (SCA) requirement, highlighting the future of biometric data providing greater security too”.

You can see more on our thoughts around Strong Customer Authentication (SCA) over at our blog, and our processes put in place so that we adhere to a high standard of security when working with financial institutions, and small businesses. You can find out more over ay our Security Page.

As Fractal steps into the mobile payments space with our QR-code payments app, we would love to invite early testers (small businesses) who are keen to pay fewer, lower fees, and receive an instant settlement in their bank, to sign up to our waiting list to test the app. 

To find out about our SMART initiative helping sole traders and small businesses, our partnership with untied following our BCR Capability and Innovation Pool E win, or if you are interested in partnering with us to create new SME-focused solutions using our APIs, you can contact us our Commercial Lead, Louis, at 

About Fractal: Fractal is a platform-as-a-service that is reinventing how Small-Medium-Enterprises (SMEs) execute payments and access financial services. 

Fractal helps financial institutions (FI) and their SME clients save money by providing a smarter payments engine and an insights platform to deliver the right product, to the right SME, at the right time.